This Site Was Created To Help Inform YOU As A Homebuyer, So You Can Focus On Reaching Your Financial Goals...
After helping thousands of people I have learned that people have similar goals and dreams with regards to their finances:
1. Be debt free one day.
2. Own your home free and clear
3. Build wealth and be financially free
Whether this is your first or next home, it would be a privilege for me to serve you and help you and your family achieve your financial goals and dreams.

Step # 1:
Apply online- Secure Online Application
In this initial part of the process we will go over your current financial situation, evaluate long term financial goals, and you will receive a total cost analysis of the best mortgage options available based on your goals and needs.

Step #2:
Become an informed and educated buyer
Whether you are buying your first or next home, buying a house is one of the biggest financial investments in a person’s lifetime. There are a lot of people handing out free advice and there is a lot of incorrect information out there. Take advantage of my 20 plus years in the industry and leverage my knowledge and experience to put yourself in a position to be an informed and educated buyer. Review the short video John Sepulveda's Total Financial Mortgage Experience and follow the instructions.

Step #3:
Schedule Your Mortgage Planning Meeting
Expect a call within 24 hours from me after you have completed steps 1 and 2. At that time I will gather any missing information and set up a mortgage planning meeting with me.
Our video conference will be a very valuable meeting for you. We will review your credit, loan options, review your budget and debts, provide you with a strategy to help you aquire wealth through real estate.
During the process you will receive a personalized financial plan that will provide you with a picture of your current situation.